No.
CHQ/IPASP/SB/2012 Dated : 23/7/2012.
To,
The Director
General,
Department of
Posts,
Dak Bhavan,
Sansad Mark,
Subject : Verification of SB withdrawals exceeding Rs.
5000/-....Reg.
Respected Madam,
This Association
would like to bring to your kind notice that as per the provision laid down in Rule
85 of POSB Manual Vol-I, withdrawals of Rs. 5000/- and above in all BOs and
single handed Departmental Sub Offices are to be verified by sub divisional
heads or Public Relation Inspectors by contacting the depositor as quickly as
possible.
It may be seen that as per the SB Order
No. 19/2009 dated 14/12/2009, BPMs are authorised to sanction withdrawals from
Rs. 2000/- to Rs. 5000/- independently without obtaining the prior approval of
the Account Office. Admittedly, the number of such withdrawals requiring
verification as per Rule 85 of POSB Manual Vol. I. This Association would like
to further state that sub divisional heads have already over burdened since the
introduction of MGNREGA (payment), monitoring of CBS work/ Delivery of Aadhar
cards/ Project Arrow, opening of new accounts including BPL, procurement of
PLI/RPLI business etc.
Further, as per the directions given
under Directorate Memo No. 113-11/2003-SB dated 28/9/2006 and consequent upon
the restrictions imposed by the Income Tax, all maturity amounts above Rs. 20,000/-
are now being paid through cheque. In order to avoid the cheque system the
customers are seeking other options like crediting the value into their SB
accounts. This credit is normally followed by withdrawals from SB accounts
which will be, in almost cases more than Rs. 5000/-. This increases the number
of such withdrawals requiring verification as per the above cited rule.
Moreover the verification is now
carried out with the help of Mail Overseers. Most of the accounts in the rural
areas are operated by ladies out of their savings from daily work. The
husband/other family members are not aware about this account and when Mail
Overseers visit their house to verify the withdrawals, they are put to
embarrassing situations. The value of rupee is also going down day by day and
the number of deposits and withdrawals of high value are on the increase
causing much work load to the sub divisional heads.
In view of the above lines, your kind honour
is requested to look into the matter and cause to issue necessary amendment to
Rule 85 of POSB Manual Vol-I by raising the limit of verification of SB
withdrawals from Rs. 5000/- to Rs. 30000/-.
Hoping for an early action.
Yours sincerely,
Sd/-
(Vilas Ingale)
General Secretary
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