Greetings .......

Post Office Interest rates from 2003 to 2018

1) Recurring Deposit(Qly Comp)

01.03.2003                    7.50% Rs.728.90
01.12.2011                    8.20% Rs.738.62
01.04.2012                    8.40% Rs.746.51
01.04.2013                    8.30% Rs.744.53
01.04.2014                    8.40% Rs.746.53
01.04.2015                    8.40 % Rs.746.53
01.04.2016                    7.40% Rs.726.97
01.07.2016                    7.40 % Rs.726.97
01.10.2016                    7.30% Rs.725.05
01.04.2017                    7.20% Rs.723.14
01.07.2017                    7.10% Rs.721.23
01.01.2018                    6.90%

2) Time Deposit (Qly Compd.)

1TD/2TD/3TD/5TD

01.03.2003                    6.25/6.50/7.25/7.50%
01.12.2011                    7.70/7.80/8.00/8.30%
01.04.2012                    8.20/8.30/8.40/8.50%
01.04.2013                    8.20/8.30/8.40/8.50%
01.04.2014                    8.40/8.40/8.40/8.50%
01.04.2015                    8.40/8.40/8.40/8.50%
01.04.2016                    7.10/7.20/7.40/7.90%
01.07.2016                    7.10/7.20/7.40/7.90%
01.10.2016                    7.00/7.10/7.30/7.80%
01.04.2017.                   6.90/7.00/7.20/7.70%
01.07.2017.                   6.80/6.90/7.10/7.60%
01.01.2018.                   6.60/6.70/6.90/7.40%

3) Monthly Income Scheme 

01.03.2003                    8.00% 6yrs
01.12.2011                    8.20% 5yrs
01.04.2012                    8.50% 5yrs
01.04.2013                    8.40% 5yrs
01.04.2014                    8.40% 5yrs
01.04.2015                    8.40% 5yrs
01.04.2016                    7.80% 5yrs
01.07.2016                    7.80% 5yrs
01.10.2016                    7.70% 5yrs Payable mly
01.04.2017                    7.60% 5yrs
01.07.2017                    7.50% 5yrs
01.01.2018                    7.30% 5yrs

4) SCSS'2004

02.08.2004                    9.00%
01.12.2011                    9.00%
01.04.2012                    9.30%
01.04.2013                    9.20%
01.04.2014                    9.20%
01.04.2015                    9.30%
01.04.2016                    8.60%
01.07.2016                    8.60%
01.10.2016                    8.50% Payable Qly
01.04.2017.                   8.40%
01.07.2017.                   8.30%
01.01.2018.                   8.30%

5) PPF(Yly Comp)

01.12.2011                    8.60%
01.04.2012                    8.80%
01.04.2013                    8.70%
01.04.2014                    8.70%
01.04.2015                    8.70%
01.04.2016                    8.10%
01.07.2016                    8.10%
01.10.2016                    8.00%
01.04.2017                    7.90%
01.07.2017.                   7.80%
01.01.2018.                   7.60%

6)NSC(VIIIth Issue)5yrs(Yly comp)

01.03.2003                    8.00% Rs.160.10 6yrs
01.12.2011                    8.40% Rs.150.90 5yrs
01.04.2012                    8.60% Rs.152.35 5yrs
01.04.2013                    8.50% Rs.151.62
01.04.2014                    8.50% Rs.151.62
01.04.2015                    8.50% Rs.151.62
01.04.2016                    8.10% Rs.147.61
01.07.2016                    8.10% Rs.147.61
01.10.2016.                   8.00% Rs.146.93
01.04.2017.                   7.90% Rs.146.25
01.07.2017.                   7.80% Rs.145.58
01.01.2018.                   7.60%

7)NSC(IXth Issue)10yrs(HYly comp)

01.12.2011                    8.70% Rs.234.35 10yrs
01.04.2012                    8.90% Rs.238.87 10yrs
01.04.2013                    8.80% Rs.236.60
01.04.2014                    8.80% Rs.236.60
01.04.2015                    8.80% Rs.236.60 

8) Kisan Vikas Patra(Yly Comp)

01.03.2003                    8.40% 8yrs7mth
01.12.2011                    8.70% 8yrs4mth
01.04.2016                    7.80% 9yrs2mth
01.07.2016                    7.80% 9yrs2mth
01.10.2016                    7.70% 9yrs4mth
01.04.2017                    7.60% 9yrs5mth
01.07.2017                    7.50%. 9yrs7mth
01.01.2018                    7.30%. 9yrs10 mth

9) Sukanya Samriddhi Account

01.04.2014                    9.10% Yly Comp.
01.04.2015                    9.20% Yly Comp.
01.04.2016                    8.60% Yly Comp.
01.07.2016                    8.60% Yly Comp.
01.10.2016                    8.50% Yly Comp.
01.04.2017                    8.40% Yly Comp
01.07.2017                    8.30% Yly Comp
01.01.2018                    8.10% Yly Comp

Collection of SB Orders - 2017

Collection of SB Orders - 2017  - Click the each link to view the order

SB Order 01/2017 : Quoting of PAN/Details of Form 60 and submission of Financial Transactions Reports in the Form-61 for certain POSB transaction

SB Order 01/2017 : Corrigendum Submission of Financial Transaction report in Form 61 and 61A for certain POSB Transactions

SB Order 02/2017 : Revision of Interest rates for Small Svaings Schemes - Department of Posts

SB Order 4/2017 : Deposit of specified Bank notes with Reserve Bank.

SB Order 05/2017 : Revision of Interest rates for Small Savings Scheme - DOP Order

SB Order 06/2017 : Discontinuation of Commission under Pay Roll Savings Schemes

SB Order 07/2017 : Premature Closure of Public Provident Fund (PPF) account - Clarifications

SB Order 09/2017 : Operational Guidelines for CBS Post Offices handling Post Office Savings Bank related work

SB Order 10/2017 : Introduction of another Standarized Uniform Savings Bank Passbook (SB5A) for TD, NSC and KVP Accounts to issued by CBS and non CBS Post offices -

SB Order 11/2017 : Closing of accounts/ certificates belonging to discontinued schemes including NSS-87 and NSS-92 in Post Office working on CBS platform

SB Order No. 12/2017 : Revision of Commission payable to SAS agents on Kisan Vikas Patra (KVP)

Sb Order No. 13/2017 : Revision of Interest rates for Small Savings

SB Order No.14/2017 : Printing of Passbooks in CBS Post Offices

SB Order No. 15/2017 : Mandatory Use of Savings Account for credit of maturity/Premature values, Monthly/Quarterly/Yearly interest in case of MIS/SCSS/TD accounts and investments from 01st December 2017

Addendum to SB Order No. 15 / 2017 : Mandatory use of Savings Account for credit of maturity/premarure value

Implementation of SB Order No. 15/2017 regarding mandatory of Savings Account for credit of maturity/interest.

SB Order No. 16/2017 : Aadhaar number is a mandatory document while opening of New Account.

SB Order No.: 17/2017 - Mobile number is mandatory of opening of account in PO small saving scheme

SB Order 18/2017 : Amendments in various statutory rules of Small Savings Schemes by Ministry of Finance ( DEA) regarding : Department of Post

Miscellaneous Orders

Final Accounting Procedure in the Scheme of "Sukanya Samridhi Account Rules, 2014" Dtd 19.01.2017

SB Orders related to Closure of Savings Account in Post Offices through Messenger and Agents can not act as an Messager

PPF Accounts to be closed, interest lowered to 4 per cent if you become an NRI - Gazette Notification

Mandatory use of Savings Account for credit of maturity/premature value all schemes and investments - Date extended to 15.01.2018

Mandatory use of Savings Account for credit of maturity/premature value W.e.f 15.12.2017

Mandatory Use of Savings Account for credit of maturity/Premature values, Monthly/Quarterly/Yearly interest in case of MIS/SCSS/TD accounts and investments from 01st December 2017

Payment of interest and maturity value of Small Savings Instruments through Savings Account

Clarification on different scenarios being faced or likely to be faced by POs after Implementation of CBS

Source : sapost

Postal Officers' Association (India) created new BLOG

It is to inform to all that Postal Officers' Association (India) has created a new BLOG.  Please CLICK HERE to view the blog. 

Release of Commemorative Postage Stamp on Padmashri Dajisaheb Patwardhan on 28/12/2017

A commemorative postage stamp on Padmashri Dajisaheb Patwardhan was released by Shri H. C. Agarwal Chief Postmaster General Maharashtra Circle at Tapovan (Dist. Amravati, Maharashtra) on 28/12/2017. 

Submission of Immovable Property Return as on 31-12-2017 by 31-01-2018

In terms of Rule 18 of CCS (Conduct) Rules, 1964, the Immovable Property Return as on 31-12-2017 is to be submitted by 31-01-2018. 

GRAMIN DAK SEVAKS - LOK SABHA Q & A (27-12-2017)

Rishbhgiri Post Office inaugurated at Jain pilgrimage centre Rishbhgiri Mangi Tungi

Ms Shobha Madhale Postmaster General Navi Mumbai Region inaugurated a new post office 'RISHBHGIRI' on 23rd December 2017 at famous Jain Pilgrimage Centre Mangi Tungi in Malegaon Division of Maharashtra circle in the auspicious presence of Pujiya Aryika Gyanmati Mataji. 

Mangi Tungi was a very famous pilgrimage place from were many jain sadhus attained nirvana. 

Mangi-Tungi is a prominent twin-pinnacled peak with plateau in between, located near Tahrabad about 125 km from Nasik, Maharashtra, India. Mangi, 4,343 ft (1,324 m) high above sea level, is the western pinnacle and Tungi, 4,366 ft (1,331 m) high, the eastern. Mangi-Tungi is only 100 km away from Dhule, a well known city and district place in North Maharashtra (Khandesh).

In February 2016, one world's tallest Jain statue with height 108 feet (113 feet including pedestal) was inaugurated. The consecration was attended by CM Devendra Fadnavis and many visionaries of Indian Government. Named as The Statue of Ahimsa, the idol is an exceptional piece of architecture and has become a pilgrim for Jains all across the world.

The foundation stone for this project was laid in 1996 under the inspiration of Gyanmati Mataji, a Jain monk. The motivation was given by Chandanamati Mataji. It was under their guidance that President Ravindrakirti Swamiji and Chief Secretary Dr. Pannalalji Papdiwal worked for 20 years to create this religious marvel.

Interest rates from 1/1/2018 to 31/4/2018

CWC : Karnataka Circle

It has been reported by Shri Manjunath Hubballi Circle Secretary Karnataka circle that their circle working committee meeting will be held at Sri Annapurneshwari temple hall Horandu Dist. Chikkamagaluru on 06.01.2018 at 10.00 hours.

DARPAN - Digital Advancement of Rural Post Office for a New India

To view, please CLICK HERE. 

IP/ASP team met Secretary (Posts) in connection with fixation of pay of Inspector Posts w.e.f.1/1/2006.

It has been reported by Shri P. Ajit Kumar AGS-I acting as General Secretary that a delegation of Circle Secretaries from Bihar, Harayana, Himachal Pradesh,  Maharashtra, Punjab, Rajasthan, Tamil Nadu and Utttar Pradesh has met Secretary (Posts), DDG (Esttt) and ADG (Estt) today in connection with fixation of pay of Inspector Posts cadre w.e.f. 1/1/2006. Team explained them the anomaly in fixation of pay on upgradation of GP of Inspector Posts from Rs. 4200/- to Rs. 4600/- with effect from 1/1/2006. The officers have patiently heard the issues raised by team and assured that a clarification order will be issued at the earliest. The meeting was held in co-ordinal atmosphere. 

Rural Post offices in a Modern form – Darpan (Digital Advancement of Rural Post Office for A New India)

The Minister of Communications Shri Manoj Sinha today launched DARPAN – “Digital Advancement of Rural Post Office for A New India” Project to improve the quality of service, add value to services and achieve “financial inclusion” of un-banked rural population. He said, the goal of the IT modernization project with an outlay of Rs. 1400 Crore is to provide a low power technology solution to each Branch Postmaster (BPM) which will enable each of approximately 1.29 Lakhs Branch Post Offices (BOs) to improve the level of services being offered to rural customers across all the states. Shri Sinha said that as on date, 43,171 Branch Post Offices have migrated under the “DARPAN”projectwith the aim of financial inclusion to rural population and it is targeted to complete the project by March, 2018.

The Project shall increase the rural reach of the Department of Posts and enable BOs to increase traffic of all financial remittances, savings accounts, Rural Postal Life Insurance, and Cash Certificates; improve mail operations processes by allowing for automated booking and delivery of accountable article; increase revenue using retail post business; provide third party applications; and make disbursements for social security schemes such as MGNREGS.

As part of IT modernization project, the Department of Posts (DoP) has carried out business process reengineering across various functional areas and has created To-Be processes that will enable it to achieve these objectives. As an achievement, Department of Posts has established 991 ATMs across the country, which are interoperable with other banks and the common people has directly benefited with the wide network of Department of Posts especially in rural areas. Till now, 1,12,85,217 transactions have been carried out on the DOP’s ATMs out of which 70,24,214 transactions have been done by the non-DOP customers. Department of Posts is the only Government player in this space.  

For more than 150 years, the Department of Posts (DoP) has been the backbone of the country’s communication and has played a crucial role in the country’s socio-economic development. It touches the lives of Indian citizens in many ways: delivering mails, accepting deposits under Small Savings Schemes, providing life insurance cover under Postal Life Insurance (PLI) and Rural Postal Life Insurance (RPLI) and providing retail services like bill collection, sale of forms, etc. The Department of Posts also acts as an agent for Government of India in discharging other services for citizens such as Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS) wage disbursement and old age pension payments. With 1.5 lakh Post Offices (approximately), the Department of Posts has the most widely distributed postal network in the world.

Trends such as urbanization, increased demand for financial services, increased funding by the government for the weaker sections and the rural sector, have opened up new opportunities for the Department of Posts,which in turn has necessitated development of new processes and supporting technology. The Department of Posts is also faced with twin challenges of increasing competition and continuing advances in communication technology, especially in mobile telephony and the Internet. In order to provide the best-in-class customer service, deliver new services and improve operational efficiencies,the Department of Posts has undertaken an end to end IT modernization project to equip itself with requisite modern tools and technologies. The IT modernization project intends to achieve the following:

Wider reach to the Indian populace through more customer interaction channels

Better customer service

III. Growth through new lines of business

IT enablement of business processes and support functions

<><><><><> 

Read more at : https://www.indiapost.gov.in/VAS/Pages/News/Darpan.pdf

Charge of General Secretary

The charge of General Secretary of our Association is handed over to Shri P. Ajit Kumar, AGS-I and ASP (RB) Postal Directorate New Delhi w.e.f. 19/12/2017.  His contact No. is 09582425999.

Retirement in the month of December 2017

Following officers are retiring from Govt. Service on superannuation on 31/12/2017.

Sl. No.	Name of officer S/Shri	Circle
1	P K Roy	West Bengal
2	Sukhnandan Daundiyal	ADPS (V&I) CO Delhi

 CHQ wishes the officers happy, healthy and peaceful retirement life.

Special casual leave to Mumbaikar on 30/08/2017

Department of Posts

Office of the Chief Postmaster General, Maharashtra

Circle, Mumbai-400 001

No. STA/2-4/2017  dated at Mumbai the, 18/12/2017

Approval of the Chief Postmaster General, Maharashtra Circle, Mumbai is hereby conveyed for grant of Special Casual Leave to officials those who could not attend duties on 30/08/2017 due to heavy rain and dislocation of train services in Central, Western, Harbour and Trans Harbour line local train services in Mumbai, Thane & Navi Mumbai Region (Except Nashik/ Malegaon Dn).

Sd/-

(S.B. Vyavahare)

Asstt. Postmaster General (Staff)

0/0 Chief Postmaster General

Mumbai 400001.

Copy to:

l .     The Postmaster General, MM / Mumbai / Navi Mumbai Region, Mumbai  400 001 .

2.       The Director, Mumbai GPO, Mumbai 400 001 .

3.       SSRM/SRM Air Mail Stg. Dn./Mumbai Stg. Dn/Central Division, Mumbai.

4.       SSPOs/ SPOs in Mumbai City.

5.       The ADPS Foreign Post, Mumbai 400 001 .

6.       All Group officers in Circle office, Mumbai 400 001 .

7.       Sr. Manager, MMS, Worli, Mumbai 400 001 .

8.       The Office Supdt. Circle office, Mumbai 400 001

9.       SSP Thane Dn /Navi Mumbai/ SPO Palghar Dn/ Raigad Dn.

10.     All Section Supervisors, Circle office, Mumbai 400 001 .

11.     All Circle Secretaries of recognized Union/ Association.

Filling up of the Post of three Instructors (two Postal and one RMS side) at Postal training Centre : Department of Posts

Letter to Secretary (Posts) i/c/w up-gradation of GP of Inspector Posts from 4200/- to 4600/-.

No. CHQ/AIAPASP/Upgradation/GP/2017                        dated : 18/12/2017

To,

Shri A. N. Nanda,

Secretary (Posts)

Department of Posts,

Dak Bhawan, Sansad Marg,

New Delhi 110 001.

Subject : Non implementation of orders of Directorate by which the Grade pay of Inspector of Posts has been upgraded to Rs. 4600/- (PB-2) w.e.f. 01.01.2006 in the 6th CPC structure in pursuance of Para 7.6.14 of its report.

Ref.         :    1.       Directorate letter No. 2-12/2013-PCC dated 24.10.2017

                   2.       CAT Ernakulam judgement Dated 16.10.2015

 3.       Contempt petition no. C.P/180/00137/2016 in OA No.   180/00289/2013

Respected Sir,

On behalf of Association of Inspector Posts and Asstt Supdt Posts, it is respectfully submitted that aggrieved of the anomalous situation occurred vide MOF OM dated 13.11.2009 & 16.11.2009 due to grant of Grade Pay of Rs.4600/- in the Pay Band PB-2 corresponding the pre-revised scale of Rs. 7450-11500 with effect from 01-01-2006 to the Inspector of CBDT/CBEC and Assistants in CSS, this Association filed litigation vide OA 289/2013 before Hon’ble CAT Ernakulam Bench, contesting that Inspector Posts were conveniently omitted from the above upgradation and consequential benefits. It was categorically mentioned that Inspector Posts were holders of pay scale of Rs.9300-34800 (Pre-revised pay scale of Rs.6500-10500) in the light of recommendation of 6^th CPC in para 7.6.14 placing Inspector Posts at par with Assistants and Inspectors of CBDT/CBEC and as such they are entitled to the revised grade pay of Rs.4600/- on par with Inspectors CBDT/CBEC and Assistants. Needless to mention, para 7.6.14 was accepted by the Government of India as per Resolution No. 1/1/2008-I.C. dated 29.08.2008.

After much deliberations, Learned Bench decided the case in favour of respondent association vide decision dated 16.10.2015, after recording certain observations. In compliance thereto, Department considered issue of up gradation of Grade Pay of Inspector Posts afresh in consultation with Ministry of Finance, Department of Expenditure and pleased to grant Grade Pay of Rs. 4600/- (PB-2) to Inspector Posts from 01.01.2006 in the 6^th CPC structure in pursuance of Para 7.6.14 of its report. Accordingly orders for implementation has been issued vide OM No. 2-12/2013-PCC dated 24.10.2017.

Our Association is very much grateful to Secretary (Posts) and officers at Directorate for recommendation of upgradation of GP of Rs. 4600/- (PB-2) w.e.f. 01.01.2006 in the 6th CPC structure in pursuance of Para 7.6.14 of its report and issuance of orders thereof. At the same time, it is constrained to note that the orders are not being implemented in letter and spirit. Accounts line officials are misinterpreting the provisions, ignoring the importance/essence of the issue. Attempts are being made by them to de-link Grade Pay with Pre-revised scale, and leading to an anomalous situation once again. There appears no consensus amongst Accounts line officials all over the country. In order to bring uniformity in respect of pay fixation, a line of action/instructions are necessarily required from Directorate.  

It is imperative to cite relevant rules in this regard, a few of which are as under:

a)      It is pertinent to mention that Directorate vide letter no. 17-10/2008-Admn dated 21.04.2010 has fixed the pay of 28 Assistants in the revised pay structure of 7450-225-11500 corresponding to the Grade pay of Rs.4600/-. The said pay fixture is most relevant, similar and identical to the instant case.

b)      Revised Pay structure for the Grade Pay of Rs.4600 (PB-2) corresponding to the Pre-Revised scale i.e. 7450-225-11500 (S-13) as defined under Section I of Part-A of the First Schedule of the CCS (RP) Rules, 2008 annexed with notification under GSR 622 (E) dated 29.08.2008.

Revised Pay Structure			Earlier Pay Structure
Corresponding Grade Pay	Name of Pay Band / Scale	Corresponding Pay Bands / Scales	Post / Grade	Present Scale
4600/-	PB-2	9300-34800	S-13	7450-225-11500

c)       As per Note 2A under Rule 7 of CCS (RP) Rules 2008, where a post has  been upgraded as a result of recommendation of  the  Sixth  CPC  as indicated  in  Part  B  or  Part  C  of  the  First  Schedule  to  these  rules,  the fixation of pay in the applicable pay band will be done in the manner prescribed in accordance with clause  (A)  (i)  and  (ii)  of  Rule  7  by multiplying the existing basic  pay  as  on  01.01.2006  by  a  factor  of  1.86 and rounding the resultant figure  to  the  next  multiple  of  ten.  The  grade pay corresponding to the upgraded  scale  as indicated  in Column  6 of Part  B or C will be payable in addition. Illustration 4A in this regard is in the Explanatory memorandum to the rules. 

d)      Illustration  4A  under  Explanatory  Memorandum  in  the   Second Schedule of CCS(RP) Rules provides  fixation  of pay  on up gradation  of GP of  Rs.1900/-   to  the  GP  Rs.2000/-   with   benefit   of  bunching   in  the pre revised  scale  of  pay.  In   the instant case, GP of Rs.4200/- originally granted to IP was up graded to GP of Rs.4600/- as on 01.01.2006.

e)      In  the  Illustration  4A  of ibid  rules  as stated  in (b)  above,  under  Serial 7 of illustration, bunching benefit was prescribed.  The method of bunching has been explained below rule 7 A of CCS (RP) Rules 2008.

f)       As per Rule 5 of CCS(RP) Rules  2008,  option  provision  is available  for the   employees   between   those   promoted    or   whose   pay   have   been upgraded   to   a   higher   scale   on   or   after   01.01.2006   to   the date  of notification i.e. 29.08.2008.

g)      As per Rule 4 of CCS(RP) Rules 2008, Column 5 & 6 of Section I of Part A of THE FIRST SCHEDULE OF 6^th CPC Gazette making REVISED PAY STRUCTURE as well as showing pay band and grade pay OR Pay scale, as applicable, of every post/grade.

f)       The IPs who have been promoted to ASP Cadre are entitled to earn increment and re-fixation as per FR 22 (a) on the date of promotion as the post of ASP carries higher duty & responsibilities as contained in OM No. 43-27/2007- PE II dated 30-08-2007, though ASP cadre has been left out with the same Grade Pay of Rs.4600/- as of IP.

In view the above rule provisions, Fitment Table to OM of MOF 1- 1/2008-IC dated 30.08.2008 relevant to the above was referred. The fitment table corresponding  to  pre  revised  scale of Rs.7450-225-11500  (S13) with Revised  PB+GP  of PB2 Rs.9300-34800+GP Rs.4600/-  is relevant for fixing the minimum pay of IPs as per Rule 7(A) (ii) of CCS (RP)  Rules 2008. This is applicable for those who are already in the IP Cadre before 01.01.2006 and for those who are promoted to IP cadre between 01.01.2006 to 28.08.2008 (i.e. the date of Gazette Notification of CCS (RP) Rules 2008). In respect of officials promoted after the notification of CCS (RP) Rules 2008, Rule 13 of CCS (RP) Rules is applicable.

Therefore, it is crystal clear that CCS (RP) Rules 2008 has inbuilt rule provisions to implement the orders of up-gradation of Grade Pay to IP cadre.

I would therefore humbly request your kind honour to issue suitable instructions/orders to all concerned to implement the orders of the Directorate based on the rules cited above & as per CCS (RP) Rules 2008 immediately.

Thanking you,

Yours faithfully,

 Sd/-

(Vilas Ingale)

General Secretary 

Commemorative Postage Stamp on Shri Shirdi Sai Baba

India Post has issued a commemorative postage stamp of Shri Shirdi Sai Baba on 15th December 2017. Earlier a stamp was issued on Shirdi Sai Baba in 2008. Shirdi Sai Baba, was an Indian spiritual master who is regarded by his devotees as a saint and an incarnation of Lord Shiva. He is revered by both his Hindu and Muslim devotees during, as well as after his lifetime. Saibaba is now revered as incarnation of Sri Dattatreya, and considered as Saguna Brahma. He is attributed to be the creator, sustainer and destroyer of this universe by his devotees. He is decorated with jewels and all forms of Hindu vedic deities as he is supreme God.

According to accounts from his life, he preached the importance of realization of the self, and criticized love towards perishable things. His teachings concentrate on a moral code of love, forgiveness, helping others, charity, contentment, inner peace, and devotion to the God and guru. He stressed the importance of surrender to the true Satguru, who, having trod the path to divine consciousness, will lead the disciple through the jungle of spiritual training.  Sai Baba also condemned distinction based on religion or caste.